Protect Your Buyers with Lock & Shop

Increasing rates on home loans have a way of changing your perspective… quickly.

 Mere weeks ago, we were advising clients who thought they could do better than 2 & 3% rates not to wait for a lower rate.

 In hindsight, that was pretty good advice. Just like it still is today.

 Everyone knows rates have gone up. Should you advise your clients to hold off and wait for rates to go back down?

 We’re not…

 Life goes on. People will still be buying and selling homes for all the reasons they always do.

 We just need to recover from the sticker shock that came with artificially-low home loan rates.

Buying Real Estate the Smart Way

 How can you help protect your clients from rates going up even more while they’re looking for a home?

 We call it “Lock & Shop”.

 Our Lock & Shop program locks your borrower’s rate for 90-180 days to hedge against upward market pressure.

 The coolest part?

 If rates go down during the lock, we can renegotiate or possibly explore other options through different channels.

 You’ll secure today’s rates protecting yourself against rates climbing further up.

 However if rates go down by the time your home offer is accepted, we will get you that lower rate!

 It’s a win-win for our clients and referral partners.

Let’s Talk

 If you’re reeling from this rapid rate increase, let’s chat.

We want to make sure you understand ALL of your options for protecting your buyers and sellers with programs like Lock & Shop.

 Looking forward to connecting.

Tiffany Katuls