Big changes in real estate & lending this fall

Fall is a great time to celebrate change.  

The leaves are changing colors and the weather gets especially nice, making it easier to digest big changes in the real estate world. 

California County Loan Limits Increasing 

Did you know that our county loan limits are higher than ever right now? 

Conforming loan limits now range from $548,250 to $822,375, making it easier than ever to get conventional financing for even larger loans. 

While most lenders need to wait until the end of the year to do the new loan limit of $625,000 (for non-jumbo loans increased from $548,250) we can fund these loans TODAY!   

This includes cash out, new purchase prices that were once jumbo. 

If you’re even thinking about buying or refinancing, talk to us and find out which loan makes the most sense for you first. 

Rates Going Up? 

There’s no doubt about it, interest rates have been nothing short of spectacular the last few years. 

However, we believe it’s time to start preparing as the low interest rate party is going to end. 

Those of you who do business with us know that we NEVER spread “Chicken Little” type fears about rates or products… 

That said, we’d be remiss if we didn’t encourage you to advise ALL of your clients about the upward interest rate market trends and to encourage applications/locking to secure the lowest terms. 

We have several product offerings that can lock and extend rates. Please contact us for details. 

Seth & Tiffany On the Move 

You probably know that our founders, Seth & Tiffany, are actively involved in the short-term rental market. But did you know that they’re also in the process of moving into their new home to make room for their growing family, animals and gardening? 

Follow along on Facebook to see the progress in their big renovation! 

Let’s Chat  

We’d like to connect with you when you have a free minute. 

Drop us a line to learn more about these upcoming changes or just to say hello!